8744653423 ranjanprasad108@gmail.com

Let the Mortgage loans Take the Strain
with fixed Deposit

Meet all your financial needs through SUKRITI NIDHI LIMITED Mortgage Loans
Features & Benefits
  • Attractive Interests Rates
  • Doorstep Service
  • Balance Transfer Facility
  • Nominal Prepayment Charges
The reasons why fixed deposits are an ideal form of investment are as follows
Common Requirements for all Applicants
  • The rate of interest will be @ 1.5% to 2.5% per month.
  • Avail loan amount ranging from Rs. 1000 to Rs. 2, 00,000.
  • The valuation of the gold ornaments will be done by SUKRITI NIDHI LIMITED through authorized value, and the cost of valuation will be borne by borrower.
  • Two colored photographs of gold ornaments are required.
  • Two colored photographs of borrower and his/her ID proof are required.
  • The loan interest will be paid on monthly basis.
  • In case of nonpayment of interest for 12 months, the Gold ornaments will be sold by SUKRITI NIDHI LIMITED.
  • The expenditure on sale of Gold ornaments plus due loan amount and 5% penalty rest on due amount interest will be deducted and balance amount will be deposited in to loan account.
  • The borrower has to provide an affidavit declaring the ownership of the ornaments.
  • In case the borrower does not pay the interest a penalty of 5% has to be paid along with next interest installment.
Additional Requirement
A. In case of purchase from builder
  • Copy of Agreement for sale.
  • Copy of registration receipt.
  • Copy of sanctioned plan & sanction letter of the competent authorities.
  • Copy of NA permission/ULC order.
  • Copies of receipts of payments already made.
  • NOC from builders in our format.
B. In case of direct allotment in a Co-operative Housing Society
  • Allotment letter.
  • Share certificate, Society registration certificate.
  • Copy of sale/lease deed in favor of the society.
  • NOC from society in our format.
  • Possession letter in original.
C. In case of resale
  • Copy of all previous vendors agreements duly stamped and registered and the registration receipts. (Original to be given before disbursement).
  • NOC from Society/Builder in our format.
  • Original Share Certificate.