• Attractive Interests Rates
• Doorstep Service
• Balance Transfer Facility
• Nominal Prepayment Charges

• The rate of interest will be @ 1.5% to 2.5% per month.
• Avail loan amount ranging from Rs. 1000 to Rs. 2, 00,000.
• The valuation of the gold ornaments will be done by SUKRITI NIDHI LIMITED through authorized value, and the cost of valuation will be borne by borrower.
• Two colored photographs of gold ornaments are required.
• Two colored photographs of borrower and his/her ID proof are required.
• The loan interest will be paid on monthly basis.
• In case of nonpayment of interest for 12 months, the Gold ornaments will be sold by SUKRITI NIDHI LIMITED.
• The expenditure on sale of Gold ornaments plus due loan amount and 5% penalty rest on due amount interest will be deducted and balance amount will be deposited in to loan account.
• The borrower has to provide an affidavit declaring the ownership of the ornaments.
• In case the borrower does not pay the interest a penalty of 5% has to be paid along with next interest installment.

• Copy of Agreement for sale.
• Copy of registration receipt.
• Copy of sanctioned plan & sanction letter of the competent authorities.
• Copy of NA permission/ULC order.
• Copies of receipts of payments already made.
• NOC from builders in our format.

• Allotment letter.
• Share certificate, Society registration certificate.
• Copy of sale/lease deed in favor of the society.
• NOC from society in our format.
• Possession letter in original.

• Copy of all previous vendors agreements duly stamped and registered and the registration receipts. (Original to be given before disbursement).
• NOC from Society/Builder in our format.
• Original Share Certificate.